who insures your turbo sleds in the states?

S

summitrider1

Free Member

Nov 26, 2007

84

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6

Arvada, Colorado

• Oct 15, 2009

• #1

i have a 05 RX1 with a MCX kit and was wondering who insures turbo sleds? i checked with american family and they said they wont. so i dont know who to call next. and what could i expect to pay for full coverage for the year?

 

S

stuck a lot

Free Member

Mar 26, 2009

116

13

18

Puyallup, WA

• Oct 15, 2009

• #2

Progressive does. Mine is not boosted yet, but when I buy my policy online for the season, There is an option for turbos. Good luck.

 

P

Pastor

Free Member

Nov 28, 2007

991

75

28

Layton Utah

• Oct 15, 2009

• #3

Great Price

Call Dan

Met Life

801 748 2900

 

S

summitrider1

Free Member

Nov 26, 2007

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6

Arvada, Colorado

• Oct 15, 2009

• #4

alright thanks

 

N

Nitrousman

Free Member

Jan 29, 2008

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8

• Oct 16, 2009

• #5

I don't think you have to tell them do you? I guess the only downfall is if the sled gets stolen they might give you some grief about paying out higher than blue book value but with receipts they might still pay out. If you have a friendly agent like mine they would probably give you some advice without screwing you.

 

M

MTdream

Well-known member

Nov 28, 2007

2,548

541

113

• Oct 16, 2009

• #6

Farmers Insurance

 

S

spray25

Free Member

Nov 30, 2007

196

5

18

Meridian, Idaho

• Oct 17, 2009

• #7

I can do it if you are located in Idaho. Very competative rates.

 

C

catman 1200

Free Member

Oct 20, 2006

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18

cheyenne wyoming

• Oct 18, 2009

• #8

farmers insurance

 

P

philsummers21

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Lifetime Membership

Nov 27, 2007

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Big Horns, Wyoming

• Oct 18, 2009

• #9

As far as i know you can tell any insurance place that you want the sled insured for a certain amount of $. Whether its worth it or not. just have to pay more is all.

 

FriscoProx

Well-known member

Premium Member

Nov 29, 2007

754

191

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• Oct 18, 2009

• #10

State farm isn't charging me extra. They just told me to make sure I keep any receipts including the turbo. You can also pay an extra $25 a year to get $2000 towards a health insurance policy deductible if you injure yourself.

 

S

spray25

Free Member

Nov 30, 2007

196

5

18

Meridian, Idaho

• Oct 20, 2009

• #11

philsummers21 said:

As far as i know you can tell any insurance place that you want the sled insured for a certain amount of $. Whether its worth it or not. just have to pay more is all.

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Unfortunately, in most cases that is not true. Only certain companies (few) offer stated value coverage. It is slightly more complex but in simple terms most cover the value of the stock USED sled value and no or few accessories. In addition many either refuse to cover a sled with high performance mods or re-rate the enitre premium to reflect the increased risk.

Be sure you have proper coverage. I have known people to wreck their sled only to find out that they did not have what they thought they had. It doesn't have to be expensive just needs to be the right coverage.