Has anybody else in Montana had an issue with their insurance premium going up after a claim has been made? Did the incident (or claim) only involve your sled and nobody else? I specifically asked the adjuster last spring before I filed a claim if my premium would go up and was told no because the incident was unseen and could not have been prevented. Now I received my premium for the next year and it has almost doubled. I asked my agent and when they called the insurance company they said it was because I had a claim. I have since found out that Montana state law prohibits insurance companies from raising a premium because of a claim unless a second party was paid out or operator failed to obey a traffic law or was fount negligent in a court of law over the incident. I am trying to find out if anybody else has ran accross this and has dealt with it. I have filed a complaint with the insurance comission and am waiting to see what comes of it but have been told if more people complain it would help.
