in AB im getting fkd hard for insurance.
first of all, the whole snowbike thing makes EVERYONES head spin at my insurance office. is it a sled?? is it a bike???? where do we file it under?? omg its painful.
so they can only get one place to insure it, as a snowbike, not a sled. not a bike. and I basically gotta pay the full amount... none of this 50% for 6 month thing and take it off in the summer.
heres the kicker that I just learned about after paying full coverage for half a year..... theyll only reimburse me $10,800 if the bike gets stolen/ burnt/fallen off a 800' cliff, etc.... JUST the price of a new KTM dirtbike. no yeti skid, no mods, nothing. I was pissed. I paid $16,000 and the build cost was just over $30,000. I am paying $1400 a year for full coverage just to get $10,800 back if something were to happen... not worth it. I bought a kryptonite new yorker fahgettaboudit lock for $150 instead.
ive now just got the bare bones minimum on it so I get get a plate and technically say im legal.
I wish I had your guys deals....