What are you paying for insurance on your Pro RMK?

Pro-8250 · May 4, 2015

I don't care what I insure, it always seem to go up every year.
One 2013 800 Pro RMK.
One 2014 800 Pro RMK.
Total annual premium $572.00. Foremost Insurance Co. :der:
I was told it goes up if it's over 750 cc.
Thoughts, opinions?

Snowmow · May 4, 2015

$28 a month for my 2013 pro 800 turbo covered for $16,000 and the same $28 a month for my stock 2015 pro 800

Snowmow · May 4, 2015

That's farm bureau

Pro-8250 · May 4, 2015

Each one of yours is covered for $16k? Mine are maybe worth $16k for both.

wfieldin · May 4, 2015

Your premium seems in line with mine through AmFam, funny thing is they insured my 15 for less than my 13. Said it was a new system/process that they started this year that determines the rates.

SRXSRULE · May 4, 2015

2014 pro 800 324/yr through Nationwide

guessing I could do a little better If I shopped around. Eric

ksright · May 4, 2015

$270 a year through State Farm on my 2013 Pro 800 even after a substantial claim last year on it. I just had an independent insurance agent looking into other insurers to transfer all my coverages to but he was coming back with quotes in the $600 dollar range.

Snowmow · May 4, 2015

Pro-8250 said:
Each one of yours is covered for $16k? Mine are maybe worth $16k for both.

No. The turbo has $16k. The 2015 has cash value(book value)

The Fourth Wolf · May 4, 2015

USAA $37/month for a '12 800 and a '12 600 ($500 deductible)

Also bundled with our house and vehicle policies.

Pro-8250 · May 5, 2015

The Fourth Wolf said:
USAA $37/month for a '12 800 and a '12 600 ($500 deductible)

Also bundled with our house and vehicle policies.

Yeah, mine are bundled also, with a $500 deduct. I think they get you on the 800 cc deal. $47.66/month. I pay mine once a year. My Sportsman 500 is 98/year and I use it 12 months a year. I am not sure these insurance people even know what a snowmobile is and when and where these RMK's are being used.
I had to call them one time because they were charging me for towing.

I like your quote about avalanches. :face-icon-small-win

Meadow Muffin · May 5, 2015

I have Allstate $200.00 per sled, then $20.00 per thousand of additional coverage for mods with a $1000.00 deductable. This is a stand alone policy.
I have 3 pro's covered this way one is a Turbo sled covered to 20K.

Snowmow · May 5, 2015

Meadow Muffin said:
I have Allstate $200.00 per sled, then $20.00 per thousand of additional coverage for mods with a $1000.00 deductable. This is a stand alone policy.

I have 3 pro's covered this way one is a Turbo sled covered to 20K.

200 annually or???

AdrenalineAddict · May 5, 2015

Either you guys crack up a lot of sleds or I am finally getting a break for being old. I pay $165.00/yr full coverage $500 ded. on my 2014 Pro 800 through Farmers/Foremost.

Indy_500 · May 6, 2015

$256 for the year for full coverage on my 15 RMK 800 LE through State Farm. I was 19 at the time too. Hopefully my 16 Pro doesn't go up at all.

Pro-8250 · May 6, 2015

AdrenalineAddict said:
Either you guys crack up a lot of sleds or I am finally getting a break for being old. I pay $165.00/yr full coverage $500 ded. on my 2014 Pro 800 through Farmers/Foremost.

Interesting. No, I have never even made a claim. Not ever. The older I get the more I get tired of paying for insurance and flat tires. :face-icon-small-con

MTsled3 · May 6, 2015

Just picked up a 2012 pro rmk 2 months ago, insurance is $170/year through state farm, $500 deductible, full market value, plus liability/bodily injury is covered too apparently. I'm 20 years old.

steepndeeper · May 7, 2015

Mine runs $285/year for 2015 600 Pro, 2011 Razor 800 , 2002 Sportsman 500, 2001 Polaris Magnum and my 2 place Featherlite trailer through The Hartford

Meadow Muffin · May 7, 2015

Snowmow said:
200 annually or???

$200 per year per sled.

WyoBoy1000 · May 8, 2015

$225 yr with $50 deductible per sled

rmking700 · May 12, 2015

holy chit !!!!!! im paying 840 a year! never even thought about it ! im gonna have to do some looking around that's on a stock 12 800

What are you paying for insurance on your Pro RMK?

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